Free investor tool • 2026
Fractional Real Estate Fee Calculator
Compare two hypothetical fee schedules side by side. See how one-off entry fees, recurring management charges and exit costs add up over time. No account, email address or payment required.
Investment fees are product-specific. This is an illustrative cost exercise, not a projection of income, investment returns, resale proceeds, taxes or investment advice.
Your assumptions
Scenario A
- Entry
- €100.00
- Annual fee × 5 years
- €250.00
- Exit
- €125.00
- Illustrative total charges
- €475.00
- Charges / starting capital
- 9.5%
Scenario B
- Entry
- €50.00
- Annual fee × 5 years
- €125.00
- Exit
- €50.00
- Illustrative total charges
- €225.00
- Charges / starting capital
- 4.5%
Difference in illustrative nominal fees
€250.00
Scenario B charges less in this simplified model.
Formula: entry = initial capital × entry rate; recurring = initial capital × annual rate × years; exit = initial capital × exit rate. All costs are added without compounding or discounting. The exit fee uses the initial amount as a simplifying assumption; real providers may calculate it on sale proceeds. Asset performance, fund costs, transfer fees, tax, FX, defaults, opportunity cost, lock-ups and distributions are excluded.
Why a low investment minimum isn't enough
A low entry threshold does not make a fractional real estate product cheaper, safer or easier to sell. Investor rights vary: a bond creates a contractual debt claim, a special-purpose company may own property shares, and some tokens represent distinct legal rights. Check provider-level costs and project documentation.
Does this estimate include rental income or appreciation?
No. It intentionally measures only assumed fees. Real property revenues can be lower than expected or negative, and private share markets may not provide an immediate exit. There is no guaranteed annual return or redemption.
Where can I verify real platform charges?
Use the provider's current fee schedule and the legal documents for the exact product. FPH maintains research guides with links to primary sources. Avoid treating the default example numbers in this calculator as quotes from any provider.